Are Your Debts Keeping You Up at Night?
Struggling with multiple repayments or finding it hard to get approved for new credit because of existing debts?
You’re not alone, and there are ways to take back control.
Get in touch with us today to discover practical options that could ease your financial stress and turn your repayments into one manageable plan.
Apply Online
It only takes a few minutes, and we make sure your personal details stay safe.
Zero Hidden Charges
We never ask for upfront payments. Any fees or interest will always be shown to you in full before you decide.
Simple Process
From application to approval, everything is designed to be quick and hassle-free.
Expert Support
Our team is here to guide you through every step of the process.
About us
Helping People Become Debt Free
We’ve supported hundreds of people across the United Kingdom in taking back control of their finances. Our team is trusted for offering clear, honest, and straightforward guidance, always with your best interests at heart.
We believe in transparency, so you’ll never face hidden fees or misleading advice. Whether you’re looking to simplify your monthly payments or explore the best options available, we’re here to provide free, genuine advice you can rely on.
- Trusted by hundreds across the UK
- Free, honest, and transparent advice
- Helping you simplify, and manage Debt
Overwhelmed by multiple debts?
Credit Cards & Overdrafts
Money borrowed through revolving credit or exceeding your bank balance, often leading to high interest if not repaid on time.
Personal & Payday Loans
Short or long-term borrowed funds with fixed repayments, often carrying high interest rates that can quickly become unmanageable.
Utility Bills & Catalog Debt
Unpaid household bills or shopping account balances that can build up over time and cause financial strain.
Bailiffs & More
Debts that have escalated to enforcement action or other serious recovery measures, adding pressure to your financial situation.
Getting Started is Easy
Get in Touch
Fill out our simple online form to know your options, or call us directly to get started.
Free Review and Advice
We’ll review your details and arrange a quick call to share debt solutions tailored to your circumstances.
Your Choice, No Pressure
Explore the options provided and decide what works best for you. You’re free to move forward or simply use the information, there’s no obligation.
By submitting this form, you agree that we may use the information you provide to contact you about your available debt solution options. Please see our Privacy Policy for details on how we use your data.
Frequently Asked Questions
Keep making your regular payments to creditors until a formal debt solution is set up and active. Missing payments during this period may lead to extra fees, interest, or recovery actions. Once your plan is in place, your provider will usually handle payments on your behalf.
Yes, most debt solutions will have a negative effect on your credit file and will remain visible for six years. However, if you’re already missing payments or struggling with existing debts, your credit score may already reflect that. A suitable debt solution can help you regain control of your finances and gradually rebuild your credit in the long run.
All advice offered by us is completely free. However, certain debt solutions may include fees, which will be clearly explained before you make any decision. We’ll review all available options based on your individual situation, so you can make an informed choice. After speaking with our experts, the final decision is entirely yours, there’s no obligation to move forward with any solution.
Ready to take the first step towards a debt-free life?
Contact us today to know your options.
Free and impartial advice is also available from MoneyHelper, which can help you understand your options and make informed financial decisions.
Things You Should Know
At Consolidate My Debt, our role is simple: we collect some basic information about your circumstances and, with your permission, introduce you to a suitable FCA-authorised partner.
Our partner will discuss your circumstances with you, explain the debt solutions that may be available, and clearly outline the advantages, disadvantages, costs and potential impact on your circumstances before you decide whether to proceed. We do not provide financial or debt advice, recommend debt solutions, or make decisions about which option is right for you. Any advice or recommendations will be provided directly by our FCA-authorised partner. There is no charge for the advice provided by our partner, and you are under no obligation to proceed.
When you submit your details, you are giving us permission to use your information to contact you and, where appropriate, share your details with one of our trusted FCA-authorised partners so they can discuss your circumstances with you. We may receive a referral fee if you are successfully introduced to one of our partners. This does not affect the advice you receive from them. Please be aware that debt solutions can have different effects on your credit file and financial circumstances. Your partner will explain the relevant implications before you make any decision.
Consolidate My Debt is a trading style of Wise Financial Solutions (MCR) Ltd. Company Number: 14806618. Registered Address: 11 Tabley Gardens, Marple, Stockport, England, SK6 7JY. Consolidate My Debt does not provide debt advice or financial advice. We are a lead-generation and referral service. Any advice or recommendations are provided by the relevant FCA-authorised partner.