Debt Consolidation

Debt Consolidation

Debt consolidation works by collating all your debts from different creditors, negotiating a lower interest rate and ensuring you pay just one, simple and lower monthly repayment.

Debt consolidation simply makes your debt more affordable.

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Debt Management

Debt Management

At Consolidate My Debt, our friendly debt management consultants will advise you on whether a debt management solution is right for you.

With a debt management plan, our debt management experts will guide you to financial freedom.

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IVAs

IVAs

If you have a significant debt problem you may be eligible to begin a legal process known as an Individual Voluntary Arrangement.

This means that your creditors accept a reduced offer of repayment to settle their debt.

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Debt Consolidation from Consolidate My Debt Explained


If you are entangled in debt, debt consolidation could be the solution to help you become finally free. At Consolidate My Debt, debt consolidation is simple. Debt consolidation works by collating all your debts from different creditors, negotiating a lower interest rate and ensuring you pay just one, simple and lower monthly repayment. Debt consolidation simply makes your debt more affordable.

How does it Work?

If you owe debts to a number of creditors, it can feel like you're losing your grip on your money. Different creditors will demand different charges and rates of interest. And so it doesn't take much to find your tenuous grip can quickly become even more slippery, as your debt takes on a life of its own, leaving you feeling powerless. But at Consolidate My Debt, we can take action. A debt consolidation scheme will help you take control, reduce your monthly outgoings and offer you a way out, with light at the end of your debt tunnel. How?
  • At Consolidate My Debt, our debt consolidation schemes will consolidate all your various existing debts on differing rates into one simple repayment
  • With just one lower, more affordable repayment, you regain some freedom over your finances
  • There is a range of debt consolidation solutions; at Consolidate My Debt our advisers will navigate you to the best debt management or debt consolidation solution for your circumstances

Does it Add up for You?

Is debt consolidation the right solution for you? Debt consolidation will simplify your debts and make it easier to control your finances. If you have a range of creditors, debt consolidation can be ideal if you are struggling to make ends meet on a month-by-month basis. By consolidating your debts and paying lower interest rates on those debts, you reduce your monthly outgoings, helping free up much-needed cash. There are a variety of debt consolidation techniques you can take, our experts at Consolidated My Debt can steer you in the right direction. Debt consolidation techniques depend on the size of your debt and your individual situation. We can help you decide whether debt consolidation using your mortgage, a debt management plan or an Individual Voluntary Arrangement (IVA) is the most suitable debt consolidation approach for you.

Debt Consolidation from Consolidate My Debt

At Consolidate My Debt, we do all the maths for you. For ethical debt help and advice, Consolidate My Debt are a phone call away. Call FREE for NO OBLIGATION debt advice. Don't let debt ruin your life: Consolidate your debt problem today. Call our friendly advisers: 0800 158 3654.

Making your Debts Manageable

If you are worried your debts are taking control of your finances, debt consolidation could help you regain control. By simplifying your credit cards and other debts into one repayment, and reducing the high interest rates on those debts, we will reduce your monthly outgoings. Whatever your circumstances, Consolidate My Debt aims to help everyone who contacts us. If you're unsure debt consolidation is right for you, just give us a call: 0800 158 3654.
Articles
17/04/2008
Assessing The Benefits
Bearing in mind the current state of the economic and housing markets, most consumers and homeowners are looking for debt management escape routes. A debt consolidation loan may be the solution for many in debt.
17/04/2008
Bez's Bankruptcy Double Whammy
Bankruptcy is stressful enough if you experience it just the once but former Happy Mondays maracas man, Bez, doesn't do things by half and has been declared bankrupt a second time but debt consolidation could've helped.
17/04/2008
Popularity of Debt Consolidation Soars
As the true affects of the credit crunch are just beginning to kick in, many homeowners and consumers are looking for debt management solutions. Debt consolidation is one of the most frequently used and successful ways to tackle debt.
17/04/2008
Retirement Delay
The debt problem in the UK is expected to have wide ranging implications and one of the most problematic is that it means many simply cannot afford to retire. A debt consolidation loan may help those in debt.
17/04/2008
Saving Bounce
Debt management has become so problematic that as many as half of the UK's savers are having to ‘bounce' their savings. A debt consolidation loan can help tackle multiple debts by placing them into a single monthly payment.
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Latest News


10/12/2008
A Numbers Game
It goes without saying of course that an IVA will prove extremely beneficial to many individuals suffering debt problems but it needs to be established that they are in a financially viable position to maintain IVA payments.

10/12/2008
Answering all your IVA queries
An IVA is a financial resolution plan that is instigated for those with high level debts who are looking for a way to repay their arrears and avoid the onset of bankruptcy. It is imperative to understand the basics of an IVA from the off.

10/12/2008
Bleak 3 Year Picture for People’s Finances
Of course, there is considerable cause for concern regarding the UK’s economy at present and many will opt for an IVA amidst reports that as many as 500,000 face personal insolvency over the next three years.

10/12/2008
Even High Earners See the Benefits of an IVA
It is, of course, just as easy for those on high incomes to encounter debt problems, particularly in the current economic and this is reflected in the number of high earners utilising an IVA to save themselves from bankruptcy.
 

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