Debt Management Explained

A debt management plan is a debt solution for debts that are debilitating but not extreme. With a debt management plan you don't have to resort to an IVA or bankruptcy.

Is Debt Management for you?

At Consolidate My Debt, our friendly debt management consultants will advise you on whether a debt management solution is right for you. Debt management plans can help you resolve debt problems by offering you an informal arrangement. As such, debt management is not as extreme as the more formal, legal alternatives such as an IVA or bankruptcy. It is suitable if your debts are not huge, if you have low disposable income, or you expect that your financial circumstances will change for the better in the near future. Debt management is, simply put, a way of taking control of your debt and finances. At Consolidate My Debt, we can:

• Freeze interest and charges on your debt as part of the debt management agreement with your creditors
• Negotiate reductions in your repayments to creditors
• Create a single, monthly affordable repayment on your existing debt
• With our debt management plan, we can put a stop to the stress of being chased by your creditors

With a debt management plan, our debt management experts will guide you to financial freedom.

Don't let the stress of debt ruin your life, free yourself today. Call: 0800 158 3654. We aim to help everyone that contacts us, home-owners and tenants alike. See how our debt management solutions can solve your debt problems.

Debt Management for Flexibility and Choice

Debt management plans are a non intimidating solution for debts that are not extreme but are causing you concern. And at Consolidate My Debt, our debt management plans are flexible – so they can change to suit your changing circumstances. In fact, if we believe there is a better debt management solution available to you as time goes on, we will offer you the option to switch and help you make an informed choice.

Do you Need a Debt Management Plan?

If you are feeling stressed about your debt, we are here to help you. You are not alone. We help thousands of people struggling with their debts. Debt management is an informal negotiation with your creditors to make your debt more affordable on a month-by-month basis. If you've been refused financial products or financial help, a debt management plan might offer you the way out you've been searching for, helping you find freedom from debt.

At Consolidate My Debt, we will devise a debt management solution based on your individual needs. Our friendly advisers aim to help everyone who contacts us – tenants and homeowners alike . It really is worth picking up the phone and seeing how our debt management solutions can cut you free from debt. Call: 0800 158 3654 and find out just how we can help you.

Call our Friendly Advisers

A simple phone call to our friendly debt management advisers can offer you the relief you desperately need from debt stress. At Consolidate My Debt, we do all the hard work for you, we will:

Allocate you a friendly debt management adviser who will chat through your financial circumstances We will then research a range of financial products on your behalf to find the most effective debt management solution for you With our ethical debt management advice, we can help reduce your debt by freezing interest and charges on your existing debt, negotiating with creditors on your behalf or consolidating your debt into an affordable monthly payment.

It's easy. A debt management plan is the gentle approach to debt. Don't let the stress of debt ruin your life, free yourself today. Call: 0800 158 3654. We aim to help everyone that contacts us.