Debt Consolidation
Debt consolidation works by collating all your debts from different creditors, negotiating a lower interest rate and ensuring you pay just one, simple and lower monthly repayment.
Debt consolidation simply makes your debt more affordable.
> More information on debt consolidation
Debt consolidation works by collating all your debts from different creditors, negotiating a lower interest rate and ensuring you pay just one, simple and lower monthly repayment.
Debt consolidation simply makes your debt more affordable.
> More information on debt consolidation
Debt Management

At Consolidate My Debt, our friendly debt management consultants will advise you on whether a debt management solution is right for you.
With a debt management plan, our debt management experts will guide you to financial freedom.
> More information on debt management

At Consolidate My Debt, our friendly debt management consultants will advise you on whether a debt management solution is right for you.
With a debt management plan, our debt management experts will guide you to financial freedom.
> More information on debt management
IVAs
If you have a significant debt problem you may be eligible to begin a legal process known as an Individual Voluntary Arrangement.
This means that your creditors accept a reduced offer of repayment to settle their debt.
> More information on IVAs

If you have a significant debt problem you may be eligible to begin a legal process known as an Individual Voluntary Arrangement.
This means that your creditors accept a reduced offer of repayment to settle their debt.
> More information on IVAs
Glossary of Debt Terms
Administration Orders
Arrears
Assets
Assignment
Attachment of Benefits
Attachment of Earnings
Bailiffs
Balloon payment
Bankruptcy
Certificate of Satisfaction
Charge for Payment
Charging orders
Company Voluntary Arrangement
Contractual payments
County Court Judgment
Court Claim Form
Credit file
Creditors
Debt collection agency
Debtor
Default Notice
Deficit
Dependent
Distress
Earnings Arrestment
Equity
Ex parte (also known as 'without attendance')
Final discharge
Fraud
Guarantees
Hire Purchase
Income Payments Order
Informal Arrangement
Insolvency
Insolvency practitioner
Joint and Several Liability
Lender
Levy
Liabilities orders
Liquidation (also known as 'winding-up')
Official Receiver (or Trustee in Brankruptcy)
Proof of debt form
Property restriction
Pro-Rata
Proxy
Right to Off-Set
Secured Debt
Statutory demand
Surplus Income (Available Surplus)
Time orders
Token Payments
Transactions at an Undervalue
Trustee
Unsecured Debt
Variation orders
Warrant of Arrest
Warrant of execution
Windfalls
Arrears
Assets
Assignment
Attachment of Benefits
Attachment of Earnings
Bailiffs
Balloon payment
Bankruptcy
Certificate of Satisfaction
Charge for Payment
Charging orders
Company Voluntary Arrangement
Contractual payments
County Court Judgment
Court Claim Form
Credit file
Creditors
Debt collection agency
Debtor
Default Notice
Deficit
Dependent
Distress
Earnings Arrestment
Equity
Ex parte (also known as 'without attendance')
Final discharge
Fraud
Guarantees
Hire Purchase
Income Payments Order
Informal Arrangement
Insolvency
Insolvency practitioner
Joint and Several Liability
Lender
Levy
Liabilities orders
Liquidation (also known as 'winding-up')
Official Receiver (or Trustee in Brankruptcy)
Proof of debt form
Property restriction
Pro-Rata
Proxy
Right to Off-Set
Secured Debt
Statutory demand
Surplus Income (Available Surplus)
Time orders
Token Payments
Transactions at an Undervalue
Trustee
Unsecured Debt
Variation orders
Warrant of Arrest
Warrant of execution
Windfalls
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