Debt Consolidation

Debt Consolidation

Debt consolidation works by collating all your debts from different creditors, negotiating a lower interest rate and ensuring you pay just one, simple and lower monthly repayment.

Debt consolidation simply makes your debt more affordable.

> More information on debt consolidation


Debt Management

Debt Management

At Consolidate My Debt, our friendly debt management consultants will advise you on whether a debt management solution is right for you.

With a debt management plan, our debt management experts will guide you to financial freedom.

> More information on debt management


IVAs

IVAs

If you have a significant debt problem you may be eligible to begin a legal process known as an Individual Voluntary Arrangement.

This means that your creditors accept a reduced offer of repayment to settle their debt.

> More information on IVAs

Seek Help with your Debts with an IVA from Consolidate My Debt


There are many causes of debt but here at Consolidate My Debt, we are more concerned with finding the resolutions. Speak to our skilled consultants about an individual voluntary arrangement (IVA) today and you could be on the path to financial freedom in no time.
An IVA is a legally binding agreement between you and your creditors which lays out a plan to address your arrears. Consolidate My Debt work on your behalf to create an IVA arrangement that is in your best financial interests and which will see you clear from debt in as quick a time as possible.

For more information about what an IVA entails or to discover whether a Consolidate My Debt individual voluntary arrangement is the right resolution for your debt management needs, just give us a call on 0800 158 3654 or send us an email at enquiries@consolidatemydebt.co.uk.


The Ins and Outs of an IVA

An IVA isn’t an agreement that is entered into lightly and is best suited to those with in excess of £15,000 worth of debt. An IVA from Consolidate My Debt is one of the most efficient and financially viable means of overcoming arrears and just some of the benefits of these schemes include:
  • Single Payment Each Month – With an IVA from Consolidate My Debt, you no longer have to face the pressure of keeping track of numerous outgoings. All your arrears will be amalgamated into a single, manageable payment each month.
  • Fix Damaged Credit Rating – Upon completion of an IVA from Consolidate My Debt, you will be legally free from debt and making regular repayments during the course of your individual voluntary arrangement will help repair your credit rating in the process.
  • Discretion – Unlike bankruptcy, an IVA is not publicly declared and it remains between you and your creditors. You don’t have to worry about your financial situation being published in the newspaper as is the case with bankruptcy.
By speaking to Consolidate My Debt about an IVA today, you can set yourself on the path towards financial freedom and away from the spectre of debt. We have many well trained and knowledgeable consultants just waiting for your call.

Phone us now on 0800 158 3654.

Alternatively, email us on enquiries@consolidatemydebt.co.uk

Scale the Debt Mountain with an IVA from Consolidate My Debt


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